"The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228)."

Includes, among other topics: How to File a Consumer Complaint about a Bank, Consumer Handbook to Credit Protection Laws, Consumer Handbook on Adjustable-Rate Mortgages, Looking for the Best Mortgage: Shop, Compare, Negotiate, Home Mortgages: Understanding the Process and Your Right to Fair Lending

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